Stellar (XLM) and Ripple (XRP), Which one Should Make it to Your Investment List?

Stellar (XLM) and Ripple (XRP) , Which one Should Make it to Your Investment List

Building a crypto portfolio could sometimes be confusing and tricky. With an extensive range of pool to choose from, choosing a particular coin for investment will require comprehensive knowledge and insight as to prevent any loss in the future.
Many have heard about Stellar Lumens (XLM) and also with the current waves Ripple is making at the moment, it would be tough for crypto investors to miss it. Taking a closer look at the two, one will see so many similarities, and that’s because they are almost identical. Both coins have the same founder, Jed McCaleb, and were programmed to function as an underlying payment processing solutions.
However, throwing more light on both coins, many differences will be observed, and this piece pitches the two digital assets together to see which one should be on top of an investment list.
Ripple makes it possible for banks and multinational corporations to use XRP to make international transactions and this is made possible by transferring the XRP token through the Ripple network whiles, on the other hand, Stellar gives individuals the freedom to trade money directly amongst each other, also using Lumens (XLM) as a medium.
Ripple’s performance this year, before its surprise surge just days ago, hasn’t been good. The coin hit it’s all-time low this year, shedding almost 70% of its value since its record hit in the early stages. The recent change in events, however, has drawn the attention of investors to the coin as it might be in for a bull run.
Stellar’s performance this year on the crypto market also hasn’t been anything good to write home about. With most of its year seeing constant rise and drops, the coin wasn’t showing any sign of promise until just recently.
Not as remarkable as Ripple’s surge, Stellar saw a rise in its value last week, which has provided the kick it so desperately needed this year. Many experts are now tipping the coin to go on a run within the coming weeks mostly because of the advancements in its cryptocurrency service.  
Allying itself with Stronghold and IBM, in addition to its Stellar Term which was launched recently, things are starting to pick up shape for the coin. The Stellar Term is a decentralized wallet and exchange which eases trading as well as transactions involving digital assets on the Stellar network.
At the time of this piece, Ripple was trading at $0.522 whiles Stellar $0.268, both a steal, regarding prices in the crypto market. Weighing up both coins, you can see potential in each of them, and anyone would make a good investment, as preferences also come to play here.